Novato · Since 2005
Personalized mortgage solutions for Marin County residents — from first-time buyers to seasoned investors. Competitive rates, transparent terms, and a closing experience that actually feels smooth.
What We Do
Whether you're buying your first home or upgrading, we guide you through every step — from pre-approval to closing day and beyond.
Lower your rate, shorten your term, or unlock equity — we'll run the numbers so you know exactly what refinance makes sense for your goals.
Marin County's higher-priced homes require specialized lending. We work with portfolio and conforming jumbo programs tailored to your profile.
Lower down payment options for qualifying buyers. VA loans for veterans and active-duty service members with no monthly mortgage insurance.
From a single rental unit to a multi-family portfolio, we structure investment loans that align with your cash flow and growth strategy.
Timing matters. We help you decide when to lock, float, or adjust your strategy based on market conditions and your timeline.
About Us
Elite Mortgage Solutions has been serving Novato and the greater Marin County area for nearly two decades. We're not a call center wrapped in a website — we're a local team that knows these neighborhoods, understands the market, and shows up when it counts.
Every loan we write is personal. We take the time to understand your financial picture, explain your options in plain language, and advocate for you throughout the entire process. No pressure. No surprises. Just honest guidance from people who care about the outcome.
How It Works
Whether you're buying, refinancing, or exploring options, we start with a conversation — no obligation, no hard credit pull.
We review your finances, pull current rates, and present a clear comparison of your best options with real numbers.
Our streamlined application and document checklist keep things simple. We guide you through every requirement.
We coordinate with your title company, handle the paperwork, and make sure closing day goes smoothly. Then we're here if you need us.
Client Words
We were nervous about our first purchase, but the team made the whole process feel straightforward. They answered every question, no matter how small, and we closed on time.
Novato, CA
Refinancing felt daunting until we found Elite Mortgage. They walked us through every option and we ended up with a significantly lower rate. Highly recommend.
Marin County, CA
As a veteran, I appreciated the VA loan expertise and the genuine care they showed throughout the process. This is what a lender should be.
San Rafael, CA
Contact Us
Have a question or ready to start? Reach out and we'll get back to you within one business day.
Thank you for reaching out. We'll get back to you within one business day.
